BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Bankday//Business day calendars//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:FedNow & RTP (24x7x365) holidays (Bankday)
X-WR-CALDESC:Instant-payment rails that never close. Every calendar day is 
 a business day\; included so you can model instant vs batch rails with one
  API. Source: FedNow Service operates 24x7x365.
REFRESH-INTERVAL;VALUE=DURATION:P1D
X-PUBLISHED-TTL:P1D
END:VCALENDAR