2026 semimonthly payroll calendar: 15th and last day
All 24 semimonthly paydays for 2026 on the 15th and the last day of the month, moved to the previous business day when they land on a weekend or bank holiday.
Watch for Friday, July 3: federal offices close, but the Federal Reserve is open, so it's a normal payday. Plenty of payroll calendars get this wrong; see the Saturday holiday rule.
2026 paydays
| # | Payday | Moved from | Submit payroll by |
|---|---|---|---|
| 1 | Thursday, January 15, 2026 | Tuesday, January 13 | |
| 2 | Friday, January 30, 2026 | Sat January 31 (weekend) | Wednesday, January 28 |
| 3 | Friday, February 13, 2026 | Sun February 15 (weekend) | Wednesday, February 11 |
| 4 | Friday, February 27, 2026 | Sat February 28 (weekend) | Wednesday, February 25 |
| 5 | Friday, March 13, 2026 | Sun March 15 (weekend) | Wednesday, March 11 |
| 6 | Tuesday, March 31, 2026 | Friday, March 27 | |
| 7 | Wednesday, April 15, 2026 | Monday, April 13 | |
| 8 | Thursday, April 30, 2026 | Tuesday, April 28 | |
| 9 | Friday, May 15, 2026 | Wednesday, May 13 | |
| 10 | Friday, May 29, 2026 | Sun May 31 (weekend) | Wednesday, May 27 |
| 11 | Monday, June 15, 2026 | Thursday, June 11 | |
| 12 | Tuesday, June 30, 2026 | Friday, June 26 | |
| 13 | Wednesday, July 15, 2026 | Monday, July 13 | |
| 14 | Friday, July 31, 2026 | Wednesday, July 29 | |
| 15 | Friday, August 14, 2026 | Sat August 15 (weekend) | Wednesday, August 12 |
| 16 | Monday, August 31, 2026 | Thursday, August 27 | |
| 17 | Tuesday, September 15, 2026 | Friday, September 11 | |
| 18 | Wednesday, September 30, 2026 | Monday, September 28 | |
| 19 | Thursday, October 15, 2026 | Tuesday, October 13 | |
| 20 | Friday, October 30, 2026 | Sat October 31 (weekend) | Wednesday, October 28 |
| 21 | Friday, November 13, 2026 | Sun November 15 (weekend) | Tuesday, November 10 |
| 22 | Monday, November 30, 2026 | Wednesday, November 25 | |
| 23 | Tuesday, December 15, 2026 | Friday, December 11 | |
| 24 | Thursday, December 31, 2026 | Tuesday, December 29 |
Download: CSV for Excel or Google Sheets
How the dates are worked out
Direct deposits settle through the Federal Reserve's ACH network, which is closed on weekends and on Fed holidays. When a payday lands on one of those days, the usual practice is to pay on the previous business day so nobody is paid late. The "submit by" column is 2 banking days before payday, the common deadline for a standard ACH payroll file; check your provider's own cut-off.
Generate any schedule with the API
Payroll software can build these calendars for every client and every year, for US (us-fed) or Canadian (ca-payments) payrolls:
curl "https://bankday.dev/v1/payroll/schedule?calendar=us-fed&frequency=semimonthly&days=15,last&year=2026" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 schedules: Weekly · Biweekly · Semimonthly (1st and 15th) · Monthly · Canada
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